Post-dated Check Cashing
At Value Check Cashing, we know how challenging finances can be, especially when things get tight. Getting access to the money you have earned allows you to pay the bills and put food on the table. And while many choose to use banks to meet their financial needs, we know that may not be an option for everyone.
We go the extra mile to help our customers cash their checks. Whether your check is damaged, difficult to verify, or simply dated for next week, we can often still turn those hard-to-cash checks into hard-earned cash. We offer personal, payroll, insurance claim, damaged, and even post-dated check cashing at our Tulsa, Oklahoma store.

What Is a Post-dated Check?
The term “post-dated” is a fancy way of saying your check has a date on it that is later than the date you received the check. For example, if your boss gives you a check on March 17th with March 25th written on the date line, you have a post-dated check.
As the receiver of the check, the date can greatly impact your finances. Because the date on your check is in the future, you may not be able to cash your check. If the date is far enough out, you may not have access to the money for days or weeks. And while you twiddle your thumbs and wait for time to pass, your wallet is growing thinner.
Because most financial institutions honor the date on checks, they will not cash the check until the date on the calendar matches the date on the check. Your hands are tied.
And while some things in life like fine wine or cheese get better with time, we don’t believe cashing a post-dated check is one of them. Your check won’t grow, earn interest, or benefit you more in the future, so why wait? Bring your post-dated check to Value Check Cashing and let our team help you cash it before the posted date.
Why Did I Get a
Post-dated Check?
It is most common for individuals and business owners to date a check with the date they write the check. But there are valid reasons for post-dating a check. In all cases the goal is to postpone the date that the funds leave the payer’s account.
Post-dating might be helpful to the payer if they write the check before the payment is due. For example, if payday isn’t until Friday, but an employer wants to distribute paychecks on Tuesday before heading out of town on vacation, they could choose to post-date the checks.
Likewise, if a contractor will finish the project at the end of day Wednesday, a business owner may put Wednesday’s date on the check. In both cases, post-dating the check helps make sure the payee gets money on the date the money is due but not before.
The balance in a payer’s checking account may also influence their decision to write a later date on a check. Consider an employer who is expecting to deposit a large payment from a client by the next business day, may choose to date checks written today for several days in the future to ensure the account has enough money to cover the checks they write.

Regardless of the reason, we know that receiving a post-dated check can be frustrating. Knowing you hold the key to unlocking the money you need now but you can’t use it, can drive you mad. But it doesn’t have to be that way.
Value Check Cashing in Tulsa, Oklahoma can help. We know how essential it is to have access to cash when you need it. Even if the date on your check isn’t for several days, we may be able to cash it today. Bring us your post-dated check, along with a valid government-issued ID, and let us see what if we can turn your check into spendable cash.
Is My Post-dated Check Cashable?
We do everything in our power to help our customers cash their checks. However, there is a limit to the magic we can work, and a lot of it depends on your check. When it comes to cashing post-dated checks, a few key factors will help us know whether we can cash your check.
1. Amount
Cashing a check before the date on the front carries a certain level of risk. The greater the amount of the check, the higher the level of risk, and the more likely you will have to wait until the date on the check to cash it.
2. Date
Is your check dated for three days or three months from now? To us, the amount of time between now and the date on your check is significant. The closer we are to the date on your check, the greater the chance you will walk out of Value Check Cashing with money in hand.
3. Validity
As with every check we cash, verifying your check is the first step. We need to check all the information and your ID and make sure your check is a good one. We trust our customers, but check fraud happens. By verifying your check, we protect everyone involved in the transaction and make sure you get your money free and clear.
Post-dated check cashing is not an exact science. Every customer and check is unique. The best way to find out if you will be able to cash your post-dated check early is to bring it into Value Check Cashing. Our team has seen just about everything. We will look at the date and amount on your check and take care of the proper verifications. If your check meets our criteria, we’ll have you on your way with cash in hand as quickly as we can.
How Value Check Cashing Can Help
At Value Check Cashing, cashing your check is our number one priority. We have been serving the residents of Tulsa for 30 years, and have built a reputation for providing high-quality service to our customers. If you are searching for “post-dated check cashing near me” in Tulsa, Oklahoma, your search is over. You could be walking out of our store, cash in hand well before the date on your check.
Because life gets busy, Value Check Cashing is open extended evening and weekend hours to make visiting our store work around your schedule. Don’t miss work to wait in line at another check cashing store. Come visit us when it’s convenient for you. We’ll be there to greet you with a smile.
How can we help so many customers cash their checks? Our manual verification process allows us to cash checks for our customers that other check cashing companies may turn away. Whether your check is smudged, torn, or looks like a piece of parchment from the 1800s, if we can read it, we will do our best to cash it. This policy includes post-dated checks, too. Don’t wait to cash it just because your check says you should. Bring it to us. Cashing it may be easier than you think.
Value Check Cashing is more than a check cashing store. We strive to provide our customers with a variety of financial services that may not be available to them through traditional banks. Do you want to send money to a family member or need to pay bills online? We can help with that, too. We offer various Western Union services. We can even help you file your taxes.
We want every customer to feel welcome at Value Check Cashing. If English is not your first language, no worries. Our diverse team is bilingual. Let us help you through the check cashing process in the language that you understand best.
Post-dated checks are right up there with getting toothbrushes for Halloween or underwear for Christmas, but they don’t have to stand between you and your money. You may not have to postpone payday if you bring it to Value Check Cashing today. Let us work our magic to get you your money now.
Our Testimonials
Join Thousands Of Satisfied Customers
I came in to cash a check and they were very professional and very helpful to me in my time of need.
They amazing. Verified check and made the check cashing process easy and simple. Thank you for the great customer service.
Amazing customer service! Any time the banks closed, I know this place has my back!
FAQ
Frequently Asked Questions
What do I need to cash a check at Value Check Cashing?
Can you cash personal checks at check cashing locations?
How much do money orders cost at check cashing locations?
Value Check Cashing understands the importance of providing cost-effective services, so you can count on us for reliable and budget-friendly money orders whenever you need them. If you have any questions about our money orders or any of our other services, feel free to reach out or stop by—Value Check Cashing is here to help!
Can I cash a check at a check cashing location with an expired ID?
Value Check Cashing is committed to making the check cashing process as accessible and convenient as possible. If you’re unsure about which forms of identification to bring or have any other questions, feel free to contact Value Check Cashing ahead of your visit. Value Check Cashing is here to ensure your financial needs are met smoothly and efficiently.
How much do check cashing locations charge to cash a check?
Value Check Cashing aims to be transparent and informative about our fees, ensuring you are fully aware of the costs involved. If you have any questions or need further clarification, don't hesitate to reach out—Value Check Cashing is here to assist you!