Money Order Check Cashing
At Value Check Cashing, we know that sending money and making payments can get complicated, especially if you don’t have access to these universally-accepted payment methods. It’s hard to write a check to pay the electrical bill if you don’t have a checking account. And without a credit card, online payments may be out of the question.
If you are sitting on the sidelines of traditional banking, you may have to look elsewhere to find ways to pay bills or transfer money to the people you love. That’s where money orders come in.
What is a Money Order?
Essentially, a money order is a check. It works, looks, and acts like a check, but you don’t need a checking account to get one. A money order is a check that you purchase from a check cashing store, bank, or other retailer for a small fee. Money orders allow you to send money as if you had a checking account, even if you do not. You can send money orders to individuals or use them to make payments for rent, utilities, or credit card debt.
Cashing a money order is simple, too. Because a money order is not linked to an account at a particular bank, the person receiving your money order can cash it or deposit it wherever money orders are accepted. In Tulsa, Oklahoma, cashing a money order check is as simple as walking into Value Check Cashing, money order and ID in hand, and walking out with money in your pocket.
We aim to make your financial life more manageable. One way we do that is by providing you with financial tools like money orders. If you don’t have a bank account, money orders are an excellent way to send and receive money locally and internationally.
What You Should Know About Money Orders
While money orders look and function like a personal checks in many ways, there are some significant differences our customers should know before buying a money order.
- Money orders have limits. If you are purchasing a domestic money order, its value cannot exceed $1000. If you need to make a payment larger than that amount, you will need to purchase more than one money order.
- Tracking is available. When you purchase a money order, you will receive a receipt with the serial number of your money order. Keep this in a safe place. In the event, you need to know where your money order is, this number is critical to finding it. Tracking money orders is not fast, but it is possible with the right information.
- Lost money orders can be replaced. Like socks in the dryer, checks go missing from time to time. If you or the recipient lose your money order, you can get a replacement. Again, you will need to have that receipt, so keep that in a safe place.
When you purchase a money order from Value Check Cashing, we make sure you understand all the ins and outs. If you have questions about your transaction, we’ve got answers.
Buying a Money Order
If this is your first time purchasing a money order, there are a few things you should do to make sure the process goes smoothly. A little preparation before you get to the check cashing store can go a long way in getting your money to the right person quickly and efficiently.
1. Bring Enough Money
You will need to bring cash or a debit card to cover the amount of your money order. If you plan to buy a money order for $500, you will need to pay that full amount to purchase the money order. You can also use the money you receive from cashing a check to pay for the money order if you are at a check cashing store.
2. Remember the Fees
Money orders are a service that banks, check cashing stores, and retailers provide, and it does cost money to get one. These fees are typically small and do increase if you are sending large amounts of money or buying an international money order. Be sure to bring enough money to cover these costs as well.
3. Provide Accurate Information
Getting the right amount of money to the intended person is all about having the correct information on the money order. You will need to fill out the money order with the recipient’s name, the amount the money order is for, and your signature. Some money orders also ask for your personal information. Be sure to double check the information you use to make sure everything is correct.
4. Keep the Receipt
Your receipt is for your records. But as we have noted, you will need it if you run into any problems down the line.
5. Notify the Receiver
Telling the receiver that the money order is coming is wise. They can let you know when they receive the check and start looking for ways of cashing a money order check in their area.
If this sounds complicated, don’t worry. We’ve got you covered. Value Check Cashing regularly helps customers send money orders. We’ll walk you through the process of purchasing, filling out, and sending your money order. If you need help in Spanish, we can do that, too.
Cashing a Money Order
Money orders are great ways to receive money as well. Because the person paying you provided all the funds they owed you when they bought the money order, it is guaranteed to clear. Think of it like a pre-paid check. When you cash a money order, there is no chance it will bounce. You won’t owe extra fees because the sender’s checking account balance was low.
The process for cashing a money order is similar to the way you cash most other types of checks. If you are one of the many individuals without a bank account or access to banking services, you may be wondering, “Where Can I Cash a Money Order Check in Tulsa, Oklahoma?” Retailers such as grocery stores, gas stations, and check cashing stores all cash money orders. Some may charge you a fee to cash your check, so call ahead and ask about the services and fees they offer.
One of the great benefits of a money order is that the funds never expire. You can cash your money order anytime after you receive it. However, it is worth noting that you need to pay a fee to cash a money order that is more than a year old.
At Value Check Cashing, we keep our fees low and transparent. We know cashing your money order check is important to you, so we keep it simple and straightforward. No hidden fees or hoops to jump through. Just bring in your money order and a valid ID. If you don’t have a US ID, no problem. A government-issued ID from any country works.
What Value Check Cashing Offers
In the game of life, money is a key player. We want to improve your access to yours. Value Check Cashing has been cashing checks for Tulsa, Oklahoma, residents for three decades. But we also offer much more than check cashing services.
Have you been turned away at another check cashing company?
Is your preferred language Spanish?
Are you searching for “money order check cashing near me?”
Do you need to send money overseas?
Is it hard to find time to cash your money order?
Meeting the financial needs of our community is our greatest ambition.
Visit Value Check Cashing today to find out what we can do to improve the way you do financial transactions.
Our Testimonials
Join Thousands Of Satisfied Customers
I came in to cash a check and they were very professional and very helpful to me in my time of need.
They amazing. Verified check and made the check cashing process easy and simple. Thank you for the great customer service.
Amazing customer service! Any time the banks closed, I know this place has my back!
FAQ
Frequently Asked Questions
What do I need to cash a check at Value Check Cashing?
Can you cash personal checks at check cashing locations?
How much do money orders cost at check cashing locations?
Value Check Cashing understands the importance of providing cost-effective services, so you can count on us for reliable and budget-friendly money orders whenever you need them. If you have any questions about our money orders or any of our other services, feel free to reach out or stop by—Value Check Cashing is here to help!
Can I cash a check at a check cashing location with an expired ID?
Value Check Cashing is committed to making the check cashing process as accessible and convenient as possible. If you’re unsure about which forms of identification to bring or have any other questions, feel free to contact Value Check Cashing ahead of your visit. Value Check Cashing is here to ensure your financial needs are met smoothly and efficiently.
How much do check cashing locations charge to cash a check?
Value Check Cashing aims to be transparent and informative about our fees, ensuring you are fully aware of the costs involved. If you have any questions or need further clarification, don't hesitate to reach out—Value Check Cashing is here to assist you!
Ready To Get Started?
Bring your personal, payroll, post-dated, or damaged check to Value Check Cashing, and let us help you turn it into cash.