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What Kinds Of Checks Do You Cash?

We cash just about any kind of check. That includes payroll, tax refunds, personal, insurance, 401k, settlement, loan, and many more!

What Do I Need To Cash A Check?

To cash a check at Value Check Cashing Near Me in Tulsa, you need a government-issued photo ID and the check. That's it!

What Other Services Do You Offer?

Value Check Cashing Near Me in Tulsa not only offers check cashing, but also money orders, money transfers, bill pay, tax prep and and international phone recharges.

Do you sell money orders?

Yes! We sell Western Union money orders for only $1

Where Can I Cash A Check For Free In Tulsa?

At Value Check Cashing we offer a customer loyalty program where our customers can earn free check cashing after cashing a certain amount of checks.

Understanding Check Cashing Fees In Tulsa

Understanding Check Cashing Fees In Tulsa

June 28, 20246 min read

Understanding Check Cashing Fees in Tulsa: Why Value Check Cashing Offers the Best Value

Navigating the world of check cashing can be daunting, especially when it comes to understanding the fees involved. In Tulsa, there are numerous check cashing services, each with its own fee structures and policies. However, Value Check Cashing stands out for its competitive fees and transparency. In this blog post, we'll delve into the intricacies of check cashing fees in Tulsa and explain why is your best option for maximizing value.

The Importance of Understanding Check Cashing Fees

Check cashing fees can vary widely based on several factors, including the type of check, the amount, and the specific policies of the check cashing service. These fees are essential for the service providers to cover operational costs and mitigate the risk of fraudulent checks. For consumers, understanding these fees is crucial for making informed financial decisions and avoiding unnecessary expenses.

Why Check Cashing Fees Matter

  1. Financial Planning: Knowing the fees helps you plan your finances better, ensuring you get the most out of your hard-earned money.

  2. Comparative Shopping: Being aware of the fees allows you to compare different services and choose the one that offers the best value.

  3. Avoiding Hidden Costs: Transparency in fees means no surprise deductions, helping you manage your funds more effectively.

Typical Check Cashing Fees in Tulsa

In Tulsa, check cashing fees generally range from 1% to 12% of the check amount, depending on various factors. Here’s a breakdown of common fee structures:

  • Payroll Checks: Usually between 1% and 4%.

  • Government Checks: Often lower, ranging from 1% to 3%.

  • Personal Checks: Typically higher, between 3% and 12% due to increased risk.

  • Business Checks: Generally fall in the 2% to 5% range.

These percentages can add up, especially for large checks. For instance, cashing a $1,000 check at a 10% fee means you pay $100 just to access your money. This is why finding a service with competitive fees, like Value Check Cashing, is so important.

Value Check Cashing: Transparent and Competitive Fees

At Value Check Cashing, they understand the importance of fair and transparent pricing. Their commitment to providing the best value for your money sets them apart from other check cashing services in Tulsa. Here’s why you should choose Value Check Cashing:

  1. Competitive Fees Value Check Cashing offers some of the lowest fees in Tulsa, ensuring you retain more of your money. They continuously evaluate their fee structure to remain competitive and provide the best rates for their customers.

  2. Transparency Hidden fees can be frustrating and financially draining. Value Check Cashing prides itself on complete transparency. You’ll know exactly what you’re paying upfront, with no hidden charges or surprises.

  3. Consistency Unlike some services that change their fees based on the check amount or other variables, Value Check Cashing maintains consistent pricing. This consistency helps you plan better and avoid unexpected costs.

  4. Special Offers Value Check Cashing often runs promotions and special offers, providing even greater value. These deals can further reduce your costs, making their service even more attractive.

How to Calculate Your Check Cashing Fees

Understanding how your fees are calculated can help you make the most of Value Check Cashing’s competitive rates. Here’s a simple way to estimate your costs:

  1. Determine the Fee Percentage: For example, if the fee is 2%, and you have a $500 check, the fee would be $500 x 0.02 = $10.

  2. Check for Any Additional Charges: Value Check Cashing’s transparent policies mean you won’t encounter unexpected fees, but it’s always good to ask if there are any promotions or special conditions.

  3. Compare with Other Services: To see the value, compare this fee with what other services might charge for the same check amount.

Additional Benefits of Choosing Value Check Cashing

Beyond competitive fees and transparency, Value Check Cashing offers several other advantages:

  • Extended Hours: Flexible hours to accommodate your schedule, making it easier to cash checks outside traditional banking hours.

  • Wide Range of Services: From payroll checks to personal checks, they handle various types of checks efficiently.

  • Customer Service: A friendly and professional staff ready to assist you with any questions or concerns.

  • Convenient Location: Easily accessible location in Tulsa, making it a convenient choice for residents.

Customer Testimonials: Real Stories from Satisfied Clients

The best way to understand the value of Value Check Cashing is through the experiences of their satisfied customers. Here are a few testimonials:

  • John D.: “I’ve used several check cashing services in Tulsa, and Value Check Cashing is by far the best. Their fees are low, and the staff is always friendly and helpful.”

  • Maria S.: “I was tired of hidden fees at other places. Value Check Cashing’s transparency and consistent pricing have saved me a lot of money.”

  • Alex R.: “Extended hours and competitive rates make Value Check Cashing my go-to place for cashing checks. Highly recommend!”

Frequently Asked Questions About Check Cashing Fees

  1. Why do check cashing fees vary? Fees vary due to the type of check, the amount, and the perceived risk. Personal checks often have higher fees due to a greater risk of fraud.

  2. Are there ways to reduce check cashing fees? Look for promotions and special offers at Value Check Cashing. Also, cashing government and payroll checks typically incurs lower fees.

  3. Is it cheaper to cash checks at a bank? Banks may offer lower fees for account holders but can have higher fees for non-account holders. Plus, banks have limited hours and longer processing times.

How to Get Started with Value Check Cashing

Getting started with Value Check Cashing is easy. Here’s what you need to do:

  1. Visit Their Website: Go to for detailed information on services, fees, and hours of operation.

  2. Bring Your Check and ID: Ensure you have a valid government-issued ID when you visit.

  3. Enjoy Fast Service: Experience the quick, friendly, and efficient service that Value Check Cashing is known for.


When it comes to check cashing services in Tulsa, understanding fees is crucial for making informed decisions. Value Check Cashing offers competitive and transparent fees, ensuring you get the best value for your money. Their commitment to customer satisfaction, combined with extended hours and excellent service, makes them the top choice for check cashing in Tulsa.

Don’t let high fees and hidden charges eat into your hard-earned money. Visit today to learn more about their services and start enjoying the benefits of Tulsa’s best check cashing service. Your financial well-being is their priority, and they’re here to provide you with the best possible experience. Make the smart choice—choose Value Check Cashing for all your check cashing needs in Tulsa.

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Value Check Cashing Near Me

2017 S. 129th E. Ave. Ste B. Tulsa, OK 74108


Monday - Saturday: 12 noon - 7pm

Sunday: CLOSED

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Terms & Conditions: Offer is valid for 1-time use only by new customers of Value Check Cashing. The no fee promotion is only valid for checks under $1,000 USD. Checks of $1,000 or more will receive 50% off their normal check cashing fee. The check to be cashed must meet the standard check cashing criteria of Value Check Cashing. Value Check Cashing reserves the right to modify or terminate this coupon and its terms at any time without prior notice. By using this coupon, the customer agrees to comply with all the terms and conditions stated above.

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